Blog

Big news, homeowners and aspiring buyers! From April 1, 2025, the Stamp Duty Land Tax (aka Stamp Duty) rules are getting a major shakeup. The boosted thresholds introduced back in September 2022 are set to expire, and it’s first-time buyers who’ll feel the heat the most.   Here’s the lowdown:   What’s Changing? Right now, first-timers don’t … Read more

New Stamp Duty Hike: How to Work Around It and What Other Landlords Are Doing With the surprise budget announcement on Stamp Duty earlier this month, let’s look at some ways you can work around the extra charges and see how other landlords are handling the news. In case you missed it, Labour announced an … Read more

Paragon Bank’s latest research shows landlords are enjoying their best profits since early 2022.  In a survey of over 700 landlords, 87% made money in Q3 2024, the highest percentage since Q1 2022.  Profits jumped 7% from last year and have been steadily growing over the past few quarters. Here’s the breakdown:  17% of landlords … Read more

Key takeaways from the 2024 budget affecting property investors: Increased Stamp Duty for Additional Properties was raised from 3% to 5% for properties valued up to £250,000. For properties valued between £250,001 and £925,000, buyers will now face a total stamp duty rate of 10% for additional property purchases. This change adds substantial upfront costs … Read more

With all the talk about the upcoming Labour Budget, we’ve been thinking about how it could impact our property investments. Key Budget Predictions Capital Gains Tax (CGT) Increase There’s a lot of speculation that CGT on property sales could go up. It might rise to 30% for everyone or possibly match income tax rates (up … Read more

Initially introduced to Parliament in May 2023, the Renters’ Rights Bill was subsequently shelved. However, with a new government in power, the bill was reintroduced during the King’s Speech in July 2024. This legislation is designed to enhance tenant protections while clearly defining landlord responsibilities. Prepare for significant changes ahead. The Renters’ Rights Bill is … Read more

A Significant Shift for Property Investors Bank of England Cuts Rates Last week marks a pivotal moment as the Bank of England cuts interest rates for the first time since 2020, dropping from 5.25% to 5%. This move, while expected, brings relief to property investors and homeowners. Economic Climate Overview With the UK achieving its … Read more

Stamp Duty Land Tax (SDLT) stands as a pivotal aspect of property transactions in the United Kingdom. Its history is rich and diverse, reflecting the evolution of fiscal policies and economic landscapes. Understanding its journey sheds light on the intertwined relationship between taxation, governance, and societal needs. Let’s embark on a journey through time to … Read more